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Property Loan Tips: Legal Checks You Should Never Skip

22 March 2026

Verify the title chain for at least 30 years, including parent documents and any partition or settlement deeds.

Take a fresh encumbrance certificate. An existing mortgage or attachment must be cleared before registration.

For plots, confirm DTCP or CMDA approval and check that the survey number matches the approved layout plan.

Confirm the property tax, water and electricity dues are paid up to date and that the seller's identity matches the document.

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